Certificates of Deposit

$1000 minimum balance to open account ($500 minimum for minors)

• Fixed rate with terms ranging from 90 days to 1 year
• Interest can be paid monthly, quarterly or at maturity
• Early withdrawal penalty may apply
• FDIC insured up to $250,000 per depositor

Individual Retirement Accounts

Traditional IRA

• Before tax contributions
• Possible income tax deduction
• Earnings on contributions grow tax-deferred

Roth IRA

• After tax contributions
• Earnings on contributions grow tax-free when withdrawn as a qualified distribution

Education IRA

• After tax contributions
• Earnings on contributions grow tax-free when used to pay qualified education expenses such as tuition, equipment, fees, room & board

Give us a call and let us walk you through your options.

“All Individual Retirement Accounts are now FDIC insured up to $250,000 per depositor.”

Please contact us for complete terms and conditions, as well as our current interest rates.